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Terms and Conditions

1. Introduction

Welcome to West Coast Florida Insurance Specialist, WCFIS! These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. Please read them carefully before proceeding.

2. Definitions

  • "Company", "We", "Us", or "Our" refers to WCFIS.

  • "You" or "Your" refers to the user accessing or using our website.

  • "Services" refer to the insurance services provided by WCFIS, including but not limited to Life, Health, and Medicare insurance.

  • "Website" refers to

3. Informational Content

Our website serves as an informational platform providing details about various insurance options, including Life, Health, and Medicare insurance. The information provided is for general informational purposes only and does not constitute professional advice. You should consult with a qualified insurance agent or advisor before making any decisions based on the information provided on our website.

4. Client Contracts

We only contract with clients in person. The information provided on our website does not constitute an offer to enter into any insurance contract. Any insurance contracts will be subject to separate agreements and documents signed by both parties.

5. Use of Website

You agree to use our website for lawful purposes only and in a manner consistent with these Terms. You may not use our website in any way that could damage, disable, overburden, or impair our servers or interfere with any other party's use and enjoyment of the website.

6. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of WCFIS or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from our website without our prior written consent.

7. Limitation of Liability

In no event shall WCFIS, its directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of our website or services.

8. Indemnification

You agree to indemnify and hold harmless WCFIS and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or related to your use of our website or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Florida, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time without prior notice. Your continued use of our website after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for any changes.

11. Contact Us

If you have any questions about these Terms, please contact us at

Updated 06/10/2024

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